Sydney Mutual Bank is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Yes you must be a member before you can open an account. Learn more about membership.

The value of the deposit required varies with each account. Click here to learn more on the minimum required for your desired account.

You can arrange to make deposits to your account by

• direct credit of payroll;
• transfer from another savings or transaction account;
• Internet, mobile app or telephone banking transfer;
• over the counter at any Sydney Mutual Bank or Endeavour Mutual Bank branch

Accessing your money will depend on the particular features of your account, which are described on the product web page and in the Summary of Accounts and Availability of Access Facilities

Account Balances are available through our mobile app, Internet and telephone banking services and Statements are available through our internet banking service. Printed Statements are issued six monthly or as requested.