Owner Occupied Fixed Rate

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A great rate, loads of features… plus a little extra to sweeten the deal

Find the property you love and we'll make sure that you get a more generous home loan deal.

3yr Fixed Rate Owner Occupied

3.24% pa¹
Fixed Interest Rate

3.47% pa²
Comparison Rate

View all our Fixed Rate Home Loan options

Balance	Interest Rate	Comparison Rate
1 Year	3.29% pa¹	3.51% pa²
2 Year	3.29% pa¹	3.50% pa²
3 Year	3.24% pa¹	3.47% pa²
5 Year	3.79% pa¹	3.66% pa²

No monthly or annual fees
Interest Only option available
Family Support Option available³
No Approval fee for Personal and Car loans
Free first appointment with Bridges financial planner
Competitive rates & features⁴

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Key features
Calculator

3 Year Owner Occupied
Interest Rates
Variable interest rate	3.47% pa
Fixed interest rate term (years)	3 ¹
Fixed interest rate	3.24% pa¹
Comparison rate	3.47% pa²
Fees
Establishment fee	$250
Valuation fees included within establishment fee?	No
Annual fee	$0
Monthly fee	$0
Fixed rate loan break fee	Yes ⁵
Features
Credit Protection Insurance	Yes
Redraw facility	Yes
Offset account	No
Additional repayments accepted	Yes
Simulator Defaults
Maximum % amount of property value with mortgage insurance	95%
Maximum % amount of property value	80%
Maximum % amount of land only	70%
Calculation Options
Level repayments	No
Enable interest capitalisation option	No

¹ At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.

² This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.

³ Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

⁴ Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.

⁵ A break cost fee applies to fixed rate loans, please refer to our Fees & Charges Schedule for further details.