Investment Principal & Interest Fixed Home Loan

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Our great home loan rate is just the beginning...

Find the right property to invest in and we'll make sure that you get a more generous home loan deal.

3 Year Fixed Rate Investment Home Loan Pricipal & Interest

3.49% pa¹
Fixed Interest Rate

3.90% pa²
Comparison Rate

View all our Fixed Rate Home Loan Tiers

Balance	Interest Rate	Comparison Rate
1 Year	3.54% pa¹	3.99% pa²
2 Year	3.54% pa¹	3.95% pa²
3 Year	3.49% pa¹	3.90% pa²
5 Year	4.04% pa¹	4.06% pa²

New Loans from $20,000 Only
No monthly or annual fees
Family Support Option available³
No Approval fee for Personal and Car loans
Free first appointment with Bridges financial planner
Competitive rates & features⁴

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Key features
Calculator

3 Year Investment Principal & Interest
Interest Rates
Variable interest rate	3.97% pa
Fixed interest rate term (years)	3 ¹
Fixed interest rate	3.49% pa¹
Comparison rate	3.90% pa²
Fees
Establishment fee	$250
Valuation fees included within establishment fee?	No
Annual fee	$0
Monthly fee	$0
Fixed rate loan break fee	Yes ⁵
Features
Credit Protection Insurance	Yes
Redraw facility	Yes
Offset account	No
Additional repayments accepted	Yes
Simulator Defaults
Maximum % amount of property value with mortgage insurance for Interest Only	90%
Maximum % amount of property value with mortgage insurance	95%
Maximum % amount of property value	80%
Maximum % amount of land only	70%
Calculation Options
Level repayments	No
Enable interest capitalisation option	No

¹ At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.

² This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.

³ Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

⁴ Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank normal lending criteria. Fees and charges, terms and conditions apply.

⁵ A break cost fee applies to fixed rate loans, please refer to our Fees & Charges Schedule for further details.